Retirement plan sponsor resource center
Essential resources and guidance for retirement plan sponsors focusing on compliance, plan design and powerful tools and insights to support employees’ financial futures.
Insights into retirement plan success
Short, focused insights from ADP leaders including participant engagement, compliance, and strategic plan design.
Confident retirement, guided by ADP
Guidance that supports smarter retirement decisions.
Simpler plan compliance, with ADP
Support that simplifies complex retirement plan requirements.
Stronger retirement outcomes, with ADP
Support designed to improve plan performance and stability.
In-depth research for retirement plan sponsors
Explore data on participant behavior and generational retirement trends.
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Retirement plan loans & withdrawals white paper
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Millennial & Gen X perspectives study
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Employer insights
Key retirement takeaways - at a glance
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Retirement plan leakage
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Gen X & millennial retirement trends
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Employer insights on retirement plan benefits
The Retirement Success Pod(k)ast
Conversations with retirement professionals exploring compliance, plan strategy, and real-world challenges facing plan sponsors.
ADP Earns 1st Place For:
- Financial Wellness
- Pre-Retirement Preparation
- Special Projects for Retirement Success Pod(k)ast6
Best employee retirement plan
For the 4th consecutive year, ADP was named best for small business by Business.com*
Financial wellness resources for your workforce
Financial wellness goes beyond retirement savings. Plan sponsors play a critical role in helping employees build confidence through education, tools, and support that address everyday financial decisions alongside long-term planning.
By integrating financial wellness resources with your retirement plan, you can help employees better understand their finances, reduce financial stress, and make more informed decisions that support both short- and long-term goals.
Financial wellness education can complement retirement plans by helping employees make informed financial decisions at every stage of their careers.
Webinars and on demand retirement insights
Make confident decisions with timely webinars from ADP Retirement Services. Join upcoming sessions or watch past events on-demand – each designed to help you stay current, support your workforce, and make confident decisions in a shifting retirement landscape.
Retirement tools and guides
Practical resources designed to support retirement plan management and decision-making.
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SEP retirement plans
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Retirement strategies
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Retirement plan examples for small businesses
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OregonSaves – state-mandated retirement plan
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RetirePath Virginia
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MarylandSaves
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Illinois Secure Choice Retirement Savings Program
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401(k) matching: How it works – a guide for employers
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Connecticut Retirement Security Program
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The strategic advantage of 401(k) integration
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Retiring early
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Financial wellness programs to reduce employee stress and boost retention
Latest retirement insights for plan sponsors
Timely articles exploring retirement trends, regulatory changes, and evolving sponsor responsibilities.
FAQs about retirement plans
What retirement plan options are available to plan sponsors?
Plan sponsors can choose from several retirement plan options, including traditional 401(k) plans, 403(b) plans, Safe Harbor plans, pooled employer plans (PEPs), and SEP and Simple IRA’s. Each option offers different levels of flexibility, contribution structures, and administrative requirements depending on business needs.
What are plan sponsor’s responsibilities for a retirement plan?
Plan sponsors are responsible for overseeing plan operations, monitoring compliance, selecting service providers, and ensuring the plan follows regulatory requirements and plan documents. These responsibilities continue throughout the life of the plan.
How do plan sponsors stay compliant with retirement plan regulations?
Plan sponsors stay compliant by reviewing plan operations regularly, keeping plan documents up to date, and monitoring regulatory changes. Ongoing oversight and periodic reviews help identify issues early and support continued compliance.
How can employers increase employee participation in a retirement plan?
Employee participation can improve through plan features such as automatic enrollment, employer contributions, and clear employee education. Ongoing communication and accessible tools also help employees understand and engage with their retirement benefits.
What is financial wellness and how does it support retirement outcomes?
Financial wellness refers to helping employees understand and manage their day-to-day finances while planning for long-term goals like retirement. When employees have access to education, tools, and resources that address budgeting, saving, and debt management, they are often better positioned to participate consistently and make informed retirement decisions.
Retirement Counselors are registered representatives of ADP Broker-Dealer, Inc. (ADP BD), Member FINRA, an affiliate of ADP, Inc., One ADP Blvd, Roseland, NJ 07068. Only registered representatives of ADPBD may offer and sell such retirement products and services or speak to retirement plan features and/or investment options available in any ADP retirement product, and only associated persons of ADP Strategic Plan Services, LLC (SPS) may speak to any investment management or advisory services provided by SPS or any third party in connection with such ADP retirement products. SPS is an SEC Registered Investment Adviser. Registration does not imply a certain level of skill or services.
SIMPLE IRA and SEP are offered through ADP Broker-Dealer, Inc. (ADPBD), Member FINRA. Only registered representatives of ADPBD may offer and sell such retirement products and services or speak to retirement plan features and/or investment options available in any ADP retirement product. Unless otherwise agreed in writing with a client, ADP, Inc. and its affiliates (ADP) do not endorse or recommend specific investment companies or products, financial advisors or service providers; engage or compensate any financial advisor or firm for the provision of advice; offer financial, investment, tax or legal advice or management services; or serve in a fiduciary capacity with respect to retirement plans.
Unless otherwise disclosed or agreed to in writing with a client, ADP, Inc. and its affiliates (ADP) do not endorse or recommend specific investment companies or products, financial advisors or service providers; engage or compensate any financial advisor or firm for the provision of advice; offer financial, investment, tax or legal advice or management services; or serve in a fiduciary capacity with respect to retirement plans. Investment options are available through the applicable entity(ies) for each retirement product.
Investment options in the “ADP Direct Products” are available through ADP Broker -Dealer, Inc. (ADP BD), Member FINRA. Nothing in these materials is intended to be, nor should be construed as, advice or a recommendation for a particular situation or plan. Registered representatives of ADP Broker-Dealer, Inc. do not offer investment, tax or legal advice to individuals. Please consult with your own advisors and financial professional for such advice.
The Retirement Success Pod(k)ast may contain information and opinions derived from proprietary and nonproprietary sources deemed to be reliable. The accuracy of those sources are not guaranteed, and the podcast does not recommend, compensate or endorse third-party guests, products or services. ADP Retirement Services, ADP Broker-Dealer, Inc. is a division of ADP, Inc.
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