ADP delivers benefits across your business with easy administration and interactive resources to keep employees engaged.
See how ADP® can help you create a retirement plan that is smart and easy for your business. We have no investment bias.
Our retirement plan solutions readily meet the unique needs of your business — no matter how
many employees you have. See which fit is right for you.
Recommended for 1-49 employees
ADP 401k Essential
Low cost, feature-rich retirement plan solutions for small businesses
Recommended for 50-99 employees
ADP 401k Enhanced
Flexible retirement benefits that keep employees engaged
Recommended for 100+ employees
ADP 401k Premier
A dedicated and seasoned service team that supports your unique plan needs
ADP Mobile App
Learn how the ADP Mobile App helps employees unlock the full potential of their retirement savings plan.
Every employee’s vision for retirement is different. Each will have questions to answer and decisions to make. At ADP we provide resources to help them get started and take control of their plan.
From financial education to useful tools like the MyADP Retirement Snapshot®1, we help participants understand how to think about the future and design a path to get there.
We make enrollment easy and provide a dashboard that gives each participant a clear view of their plan. Add targeted messaging that provides important information and employees find themselves both more connected to their plan and able to see the benefits of having it.
Making the best possible investment decisions for your plan is critical to its success. Whether your advisor is providing investment advisory services or you are considering hiring a third party for this support, ADP offers two distinct options for selecting investments:
In both options, as an independent record keeper, ADP is able to provide investment options without any bias or agenda.
A separate, indirect subsidiary of ADP, Inc., ADP Strategic Plan Services, LLC provides fiduciary investment management services. including the analysis, selection, monitoring, and if necessary, replacement of investment options on behalf of employer-sponsored retirement plans.
Today, the Employee Benefits Security Administration, part of ERISA, is actively overseeing, and ensuring the integrity of, the private employee retirement system in the U.S. Sponsoring a retirement plan makes your company responsible for the investment selection and monitoring associated with your plan. That’s often more than most small or midsized companies want to take on. ADP can help you reduce this “investment fiduciary burden”.
Whether you are looking to establish a new retirement plan or move your plan to ADP, we can help you design a plan that meets the needs of your workforce and answers questions like:
And when it comes to implementation, we make it easy, with a specialized ADP manager to help ensure the process runs smoothly.
For companies using ADP payroll and HR solutions like RUN Powered by ADP® and ADP Workforce Now®, SMARTSync is an efficient way to connect ADP’s payroll and 401(k) plan record-keeping systems. In a recent survey, ADP customers reported real benefits:
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*Business.com article "Best Business Employee Retirement Plans of 2023" published on April 28, 2023.