Wisely® by ADP

Move towards 100% digital pay with a one-stop-shop solution that streamlines your payroll processes and empowers your workers.

Wisely overview hero

The digital age calls for digital solutions. That’s where Wisely comes in.

Going paperless saves you both time and money. And now, you can go fully digital with a single solution designed to enable your compliance for every payment need. Wisely allows you to offer a range of popular payment options, so that alongside regularly scheduled payment of wages, you can also make off-cycle, one-time and on-demand payments efficiently—and cost effectively.

Payments built for your team’s needs

Wisely was designed to provide greater financial inclusion for every member of the workforce—no matter their personal financial situation. Our solution includes the benefits your employees need to help them achieve more with their money.

Trend watch: The increasing importance of employee financial wellness

Employee financial well-being is top of mind for both employees and employers.


Workers say they are looking for an employer who cares about their financial well-being.1


Employers say employee financial well-being impacts their business.2


Employers say offering financial wellness solutions attracts top talent.2

Awards and recognition


Fintech Breakthrough Award 2023 - Banking Innovation Award

Banking Innovation Award

Wisely by ADP


Paytech Awards USA 2023 - Winner

Best Contribution to Economic Mobility in Payments

Wisely by ADP

Pair Wisely® with one of ADP's market-leading HCM solutions

As the payor of one in six U.S. workers, we've got all business sizes covered.

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  1. Source: PwCs 10th Annual Employee Financial Wellness Survey, PwC U.S. 2021
  2. Source: ADP EWA research study of 500 companies with 151 or more employees and 1,000 employees. December 2021-Jan 2022.
  3. Earned Wage Access powered by DailyPay™, is available to Wisely Pay cardholders through the myWisely app or at mywisely.com once your Wisely card is activated. Additional terms and limits apply. Opt-in is required. This optional offer is not a Fifth Third Bank, Pathward, Mastercard or Visa product or service, nor does Fifth Third Bank, Pathward, Mastercard or Visa endorse this offer.
  4. Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a Card as opposed to a paper check.

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. ADP is a registered ISO of Fifth Third Bank, N.A, or Pathward, N.A. The Wisely Pay Visa card may be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard may be used everywhere Debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Apple, the Apple logo, and Apple Pay are registered trademarks of Apple Inc. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Apple and iPhone are trademarks of Apple Inc. Google Pay, Google Play, and the Google Play logo are trademarks of Google LLC.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © ADP, Inc. All rights reserved.