SIMPLE IRA

Are you an owner-only business or a business with less than 100 employees?

Are you looking for a retirement plan with minimal paperwork and expense and flexibility of contribution limits?

Are you currently an ADP EasyPay or RUN client?

If you answered yes to these questions, then a SIMPLE IRA may be just right for you. It offers an easy way to begin retirement savings.

Benefits:

• Save Time – seamlessly integrated with ADP payroll services.
• Save Money – low administration effort and costs minimize your expenses.
• Flexible Contributions – participants can make contributions of up to $11,500 per individual in 2010 ($14,000 for individuals age 50 and over)
• Tax Credits Available - businesses may receive a tax credit of up to $1,500 over three years for administrative expenses related to establishing a new SIMPLE IRA plan.
• Premier Investment Options - participants have a wide range of investment options through ADP's alliance with Fidelity Investments®.
  

Plan Highlights:

• Automated contributions – employee deferrals and employer matching contributions
• Participants direct their own investments
• Secure, easy-to-use 24/7 Voice Response System for your plan participants **
• Withdrawals at any time, but IRS penalties encourage long-term savings focus

Interested in learning more? Contact us or call 1.800.432.4015.

ADP Broker-Dealer Inc., One ADP Boulevard, Roseland, NJ 07068 serves as a broker of record for the SIMPLE IRA. Member FINRA.

**24/7 generally means account access 24 hours a day, 7 days a week, except when systems are unavailable due to scheduled maintenance.