https://www.adp.com/~/spark_feed/riskWhether it’s financial or reputational risk you’re thinking about, education is key when it comes to devising strategies to minimize exposure. Sample topics within ‘Risk’ include the Affordable Care Act (ACA), wage and hour regulations, and data security.en-usCopyright 2026 ADP, LLC, All Rights ReservedSpark RSS Feeds8e789d31-6e96-4bd6-9a29-16682343d31chttps://www.adp.com/spark/articles/2026/03/how-to-choose-the-right-fiduciary-structure-for-your-company-retirement-plan.aspxEvery 401(k) plan sponsor is a fiduciary — whether they realize it or not. Here's what you need to know about 3(16), 3(21) and 3(38) fiduciary roles.Mon, 30 Mar 2026 11:26:56 Z0f171472-538e-4055-83ce-db35a20ecabfhttps://www.adp.com/spark/articles/2026/03/when-dropped-in-the-mail-isnt-the-same-as-postmarked-a-risk-for-deadlinedriven-employers.aspxThe USPS recently released an updated rule change providing clarification on the timing and manner by which mail is officially postmarked.Thu, 26 Mar 2026 17:40:07 Z85a29af5-8753-4d8b-a9ad-bdfa586a758bhttps://www.adp.com/spark/articles/2026/03/small-business-smarts-differences-between-w-2-and-1099-workers.aspxLearn how to confidently choose the right worker classification, employee (W-2) or contractor (1099), as your business grows. In this edition of Small ...Tue, 24 Mar 2026 14:40:00 Z29dd9738-9622-41a1-a2a8-afe092318c56https://www.adp.com/spark/articles/2026/03/top-3-retirement-plan-compliance-mistakes-and-how-to-avoid-them.aspxEmployers must meet strict compliance requirements to keep their retirement plans running smoothlyWed, 18 Mar 2026 10:45:00 Z0fd8e6d9-163c-4868-9e28-cf5cca6c4ff1https://www.adp.com/spark/articles/2026/03/small-business-smarts-a-guide-to-employee-classification.aspxIn today's complex business landscape, one of the most critical tasks for small business owners is correctly classifying their workforce. The...Tue, 17 Mar 2026 09:42:00 Zd7d7592a-5486-4038-840b-82e8e7569370https://www.adp.com/spark/articles/2026/02/why-connected-workflows-are-becoming-the-new-baseline-for-workforce-compliance.aspxModern integration patterns, unified data models, and more scalable approaches to mapping worker-level information mean organizations can stop treating compliance as a maze of point solutions and start treating it like a system.Tue, 17 Feb 2026 06:17:31 Zc8bdb235-3fa8-4f6a-a703-b1ed0f8075efhttps://www.adp.com/spark/articles/2026/02/why-intelligent-workforce-compliance-depends-on-context-not-alerts.aspxWhen evaluating compliance solutions, consider those that don’t treat intelligence or AI as an added feature but instead demonstrate how intelligence is a cross-workflow capability.Tue, 17 Feb 2026 05:33:45 Z8cd214f4-b788-49b3-9895-1e1873b59f62https://www.adp.com/spark/articles/2026/02/connected-compliance-workflows-reveal-hidden-insight-savings-and-new-opportunities.aspxCompliance work has outgrown fragmented tools and reactive processes. What’s newly possible is a compliance operating system approach that reduces the hidden cost of fragmentation and unlocks value across workflows—not just within one task or module.Tue, 17 Feb 2026 04:56:20 Za23a244d-cad0-4ed1-b6ef-eec5c5dfcbechttps://www.adp.com/spark/articles/2026/01/tax-treatment-of-tips-and-overtime-answers-to-your-employees-faqs.aspxThis article provides answers to common employee questions: Why are my tips and overtime still being taxed? What are qualified overtime and qualified tips?Thu, 29 Jan 2026 16:42:00 Z55b43dff-8a2d-496a-8e65-7c1787a57b0chttps://www.adp.com/spark/articles/2026/01/federal-tax-deductions-for-qualified-overtime-and-tips-what-employers-need-to-know.aspxH.R.1, the One Big Beautiful Bill Act (the Act), includes a federal income tax deduction for "qualified overtime" effective for tax years 2025 through 2028Wed, 28 Jan 2026 04:34:00 Z1db1fbc8-bf56-4193-bd53-8554317c4937https://www.adp.com/spark/articles/2026/01/small-business-smarts-what-every-new-business-needs-to-know-about-compliance.aspxNavigating the hiring process as a small business owner involves understanding compliance, employee classification, and tax requirements to avoid mistakes.Tue, 27 Jan 2026 11:45:00 Z89634afe-986d-4c2f-899f-4e82c4a2b7b4https://www.adp.com/spark/articles/2026/01/state-of-the-states-whats-happening-with-mandated-retirement-plans.aspxState retirement plan mandates are expanding rapidly. From CalSavers to VT Saves, discover what your business needs to know, along with smarter alternativeWed, 21 Jan 2026 17:33:38 Zb9b9c279-a896-40a5-9ab4-651d1700c819https://www.adp.com/spark/articles/2026/01/small-business-smarts-what-every-new-business-needs-to-know-about-hr-and-payroll.aspxAs a small business owner, understanding the essentials of HR and payroll is crucial as you prepare to expand your team.Wed, 21 Jan 2026 04:35:00 Z1a05cfdf-11c7-48a0-b27a-12aeefba5d18https://www.adp.com/spark/articles/2026/01/annual-summary-of-workplace-injuries-frequently-asked-questions.aspxAt the end of each calendar year, covered employers must prepare the form OSHA 300-A (Annual Summary) which is a summary of workplace injuries, illnesses.Tue, 13 Jan 2026 18:15:00 Zee34f6ff-06be-44e3-b509-53c250cc275dhttps://www.adp.com/spark/articles/2026/01/small-business-smarts-tips-for-a-stress-free-tax-season.aspxAs tax season approaches, it's essential for small business owners to prepare effectively to reduce stress and avoid mistakes. This article emphasizes...Tue, 06 Jan 2026 14:01:00 Z