<?xml version="1.0" encoding="utf-8"?><rss xmlns:a10="http://www.w3.org/2005/Atom" version="2.0"><channel><title>Articles for Spark :: Risk</title><link>https://www.adp.com/~/spark_feed/risk</link><description>Whether it’s financial or reputational risk you’re thinking about, education is key when it comes to devising strategies to minimize exposure. Sample topics within ‘Risk’ include the Affordable Care Act (ACA), wage and hour regulations, and data security.</description><language>en-us</language><copyright>Copyright 2026 ADP, LLC, All Rights Reserved</copyright><generator>Spark RSS Feeds</generator><item><guid isPermaLink="false">454b7b11-058c-4cd4-a224-0b1f5df51738</guid><link>https://www.adp.com/spark/articles/2026/07/23-must-have-hr-forms-and-policies.aspx</link><title>23 Must-Have HR Forms and Policies</title><description>Documenting and communicating various aspects of the employment relationship can feel daunting for small businesses, especially when HR isn’t a full-time function. However, maintaining and using the right forms and policies can help reduce costly mistakes, demonstrate compliance, and create a more consistent employee experience as a business grows. The following are some essential forms and policies to consider.</description><pubDate>Wed, 08 Jul 2026 16:40:55 Z</pubDate><enclosure type="image/jpeg" url="https://www.adp.com/-/media/adp/blog/articles/featuredimages/a/9/a9140be7-50b8-43ad-b532-ed678b3afb77_23-must-have-hr-forms-and-policies.jpg?rev=64d77900839d486fa4c3b2ecc013d57f&amp;hash=FC88C3345D4D8F7528A49ED278CEC772" length="67325"></enclosure></item><item><guid isPermaLink="false">489ce316-2b9e-448a-ba34-3141b45b171b</guid><link>https://www.adp.com/spark/articles/2026/06/no-tax-on-tips-employer-payroll-guide.aspx</link><title>No Tax on Tips: Employer Payroll Guide</title><description>\"No Tax on Tips\" law changed the game for tipped employee payroll. Learn how large employers can manage tip compliance, streamline electronic tip payments, and navigate the 2025-2028 tax deduction rules in 2026.</description><pubDate>Wed, 17 Jun 2026 18:10:18 Z</pubDate><enclosure type="image/jpeg" url="https://www.adp.com/-/media/adp/blog/articles/featuredimages/3/b/3b51fd96-204d-425a-b0af-0cf2b20deb1b_no-tax-on-tips-employer-payroll-guide.jpg?rev=7d5f8326583741f19cc24a32967f8221&amp;hash=AFFB94E8A5AE24903A22D83E46DE6332" length="49208"></enclosure></item><item><guid isPermaLink="false">480b05d4-2f61-4c76-9506-9fac33dd6a4d</guid><link>https://www.adp.com/spark/articles/2026/06/july-2026-deadline-cut-rd-credit-tax-burden-with-section-280c.aspx</link><title>July 2026 Deadline: Cut R&amp;D Credit Tax Burden with Section 280C</title><description>Eligible businesses with $31 million or less in average annual gross receipts for 2022–2024 have until July 6, 2026, to file amended returns making, or revoking, a Section 280C election.</description><pubDate>Thu, 04 Jun 2026 20:06:50 Z</pubDate><enclosure type="image/jpeg" url="https://www.adp.com/-/media/adp/blog/articles/featuredimages/2/9/29de5a4b-6fbb-4686-b0a8-419e4a9823cf_july-2026-deadline-cut-rd-credit-tax-burden-with-section-280c.jpg?rev=f58a64534ce340a1af05ef77e75fa563&amp;hash=F4B9E8B6F84DBD7654D9C00CAD4EEE85" length="61964"></enclosure></item><item><guid isPermaLink="false">1df7f544-4a42-41b3-9bdf-e8dc3a1e43e5</guid><link>https://www.adp.com/spark/articles/2026/05/small-business-smarts-compliance-terms-explained.aspx</link><title>Small Business Smarts: Compliance Terms Explained</title><description>Understanding compliance is essential for business owners, as the terminology can often be confusing. This article explores key HR compliance terms—employee classification, payroll taxes, record keeping, wage and hour laws – HR compliance concepts that every entrepreneur should know. By understanding these concepts and putting the proper systems in place, business owners can better navigate the complexities of running their businesses and help ensure adherence to regulations.</description><pubDate>Tue, 26 May 2026 13:44:07 Z</pubDate><enclosure type="image/jpeg" url="https://www.adp.com/-/media/adp/blog/articles/featuredimages/e/d/ededddec-06db-4cec-b9b7-553d744bc900_small-business-smarts-compliance-terms-explained.jpg?rev=ee7ace3c037a4434bc5bc150b1835d65&amp;hash=40966715EE17F1B2A0DA44FA47F98435" length="32977"></enclosure></item></channel></rss>