Retirement Services
for Midsized Businesses

ADP - the company that pioneered HR and payroll outsourcing - can help you and your advisor
build a retirement plan that offers attractive benefits without tying you up in time consuming tasks.

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Build a new retirement reality
with ADP Advisor Access.

For today’s workforce, retirement is an important subject. A well-designed retirement plan
can make your workforce stronger, helping you attract and retain good people.

ADP Retirement Plan Services for Mid-sized Businesses

54% of workers have
less than $25,000 saved for retirement1

ADP Retirement Plan Services for Mid-sized Businesses

40% of employees
simply guess at how much they need to save2

ADP Retirement Plan Services for Mid-sized Businesses

2 out of 3 workers expect their retirement plan to be their main source of retirement income3

ADP Advisor ACCESS delivers
big benefits for your businesses.

  • Get the experience and reliability you want
    When you work with ADP you’ll be backed by an experienced team of service managers and professionals ready to work with you and your advisor to help create just the right plan for your workforce.
  • The right investment fit for your employees
    Selecting the best possible investment options for your plan is critical to your plan’s success. ADP has no proprietary fund requirements with the range of investment choices we make available. This allows you and your advisor to get the right investment fit for your business.
  • Support for fiduciary responsibilities
    As a plan sponsor, you take on the role and responsibilities of a fiduciary. ADP makes available third-party investment fiduciary advisory services to reduce the risks associated with investment option selection and monitoring.4
  • Control plan administration risk
    Maintaining a successful retirement plan can be challenging — especially since many of the responsibilities are time consuming, complex, and require perfect execution.

No matter the size of your business, our powerful technology and experienced service team can help keep your plan compliant while reducing paperwork.

Get flexible, unbiased investment choices.

Whether your advisor is providing investment advisory services or you are considering hiring a third
party for this support, ADP can accommodate either approach.5

Open fund Architecture.

Those who wish to conduct their own due diligence may do so through ADP’s Open Fund Architecture platform consisting of over 12,000 investment options from 130+ leading investment managers.

Screened Investment Tiers

Investment options on ADP’s platform are screened and sorted into tiers based on ADP’s underwriting criteria.6

If you choose our Screened Investment Tiers, you can then select to add fiduciary services to help you make specific investment decisions.

Fiduciary Partnership Services

ADP makes available through Mesirow Financial7 two types of fiduciary partnership services in
accordance with specific sections of the Employee Retirement Income Security Act (ERISA). They are:

Assist me

Section 3(21) Co-Fiduciary Service

This approach provides guidance in
selecting investment options from a
broad menu of pre-screened
investment choices.

Select for me

Section 3(38) Investment Management Service

With this service Mesirow assumes full
investment discretion for selecting,
monitoring and if necessary replacing
investment options for your plan.

A wealth of tools and information.

In addition to our experience in managing retirement plans, ADP offers an array of helpful tools and information including:

  • A Financial Wellness website8 to help employees plan for life’s financial challenges
  • A Health Care Cost Projector9 to help them calculate possible future health care expenditures
  • A targeted mobile-phone messenger that provides important retirement information to employees
Learn More

Let’s get your employees retirement ready.

Join the thousands of business who’ve decided to save time, money and reduce fiduciary risk with ADP.
We’re ready to create an ADP Advisor Access retirement plan that’s just right for your needs.

Let's Talk

844-912-3742

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1. Retirement Confidence Survey - EBRI, March 2016

2. Bank of America Merrill Lynch, April 2016

3. Retirement Confidence Survey, Employee Benefit Research Institute (EBRI), March 2016.

4. Investment advisory and management services provided by Mesirow Financial are available through ADP Strategic Plan Services, LLC (SPS). SPS affiliates may also receive fees paid by manufacturers or distributors of the investment options included in this product in connection to other professional services provided by SPS or an affiliate thereof. The advice provided by Mesirow Financial is in no way related or contingent upon the payment received for these other services. SPS is a SEC Registered Investment Adviser whose advisory activities are limited to making available to you Mesirow Financial’s services; registration does not imply a certain level of skill or services. ADP, LLC (ADP) provides technology services that facilitate a plan’s connectivity to Mesirow Financial; doing so and providing this information does not mean that ADP recommends Mesirow Financial as a service provider to your plan.

5. ADP, LLC and its affiliates do not endorse or recommend specific investment companies or products, financial advisors or service providers or engage or compensate any financial advisors for the provision of advice to plans or participants. In assembling and presenting its investment platforms, ADP is not undertaking to provide impartial investment advice or to give advice in a fiduciary capacity.

6. Provided for informational purposes to assist you in fulfilling your fiduciary duties. ADP, LLC and its affiliates do not offer investment, tax or legal advice or management services, or service in a fiduciary capacity with respect to retirement plans. Nothing in these materials is intended to be, nor should be construed as, advice or a recommendation for a particular situation or plan. Please consult with your own advisors for such advice provided. In assembling and presenting its investment platforms, ADP is not undertaking to provide impartial investment advice or to give advice in a fiduciary capacity.

7. Fiduciary services are provided through Mesirow Financial Investment Management, Inc., an SEC-registered investment advisor. Mesirow Financial refers to Mesirow Financial Holdings, Inc. and its divisions, subsidiaries and affiliates. The Mesirow Financial name and logo are registered service marks of Mesirow Financial Holdings, Inc. © 2016, Mesirow Financial Holdings, Inc. All rights reserved. Mesirow Financial Holdings, Inc. Advisory Fees are described in Mesirow Financial Investment Management, Inc.’s Form ADV Part 2 Mesirow Financial does not provide legal or tax advice. All rights reserved. The specific instances in which a party may be entitled to indemnity are set forth in detail in the agreement between the plan sponsor and Mesirow Financial, and nothing herein is intended to modify that agreement.

8. Unless otherwise indicated, educational videos, articles and tools are provided by and are the property of DST Systems, Inc. All other videos, articles and tools are the properties of the third parties named therein. The videos, articles, calculators and tools are for general information only and are not intended to provide financial, investment, tax or legal advice or recommendations, nor are they the sole authority on any regulation, law or ruling. ADP is not responsible for the accuracy and/or content of such materials.

9. The Retirement Health Care Costs Projector (RHCCP) is the property of HealthView Services, Inc. and is provided for educational purposes only. Cost projections and other information generated by the RHCCP are estimates, hypothetical in nature, dependent upon the quality of input data as well as certain assumptions, and are not guarantees of future results. Actual health care costs will likely vary (sometimes significantly) from the estimate. ADP cannot guarantee or assure a plan participants ability to meet any of their goals or that any hypothetical results actually will occur; has not verified or confirmed the accuracy of these guidelines, assumptions or estimated costs; and does not provide health care advice, products or services. Nothing expressly contained or implied on ADP’s participant website or in any RHCCP estimate is intended or shall be construed as medical or other professional advice by ADP. For specific medical advice, diagnosis and treatment, participants should contact their personal physician. Participants should consult with their tax advisor or financial professional and not rely on the RHCCP as the primary basis for their investment, financial, or tax planning decisions.

Unless otherwise agreed to in writing with a client, ADP, LLC and its affiliates (ADP) do not endorse or recommend specific investment companies or products, financial advisors or service providers; engage or compensate any financial advisor or firm for the provision of advice; offer financial, investment, tax or legal advice or management services; or serve in a fiduciary capacity with respect to retirement plans. Investment options are available through the applicable entity(ies) for each retirement product. Investment options in the “ADP Direct Products” are available through either ADP Broker-Dealer, Inc. (Member FINRA), an affiliate of ADP, LLC, One ADP Blvd, Roseland, NJ (ADP BD) or (in the case of certain investments) ADP, LLC. Only licensed representatives of ADP BD or, in the case of certain products, of a broker-dealer firm that has executed a marketing agreement with ADP, LLC may offer and sell ADP retirement products or speak to retirement plan features and/or investment options available in any ADP retirement product, and only an associated person of ADP Strategic Plan Services, LLC (SPS) may speak to any investment management or advisory services provided by SPS or any third party in connection with such ADP retirement products. SPS is a SEC Registered Investment Adviser. Registration does not imply a certain level of skill or services. Nothing in these materials is intended to be, nor should be construed as, advice or a recommendation for a particular situation or plan. Please consult with your own advisors for such advice.