Calculators and tools

How much are your wages after taxes? This powerful tool does all the gross-to-net calculations to estimate take-home (net) pay in any part of the United States.

Enter up to six different hourly rates to estimate after-tax wages for hourly employees.

Plug in the amount of money you'd like to take home each pay period and this calculator will tell you what your before-tax earnings need to be.

Estimate how much you can potentially save by replacing paper checks with paycards.

Estimate how much an individual or employee can potentially save by receiving their pay on a paycard.

Estimate how much you and your employees could save by using a POP (also known as a section 125 cafeteria plan) to pay group health premiums using pre-taxed dollars.

Affordable Care Act (ACA) penalties can be significant and may be triggered by several actions or inactions on employers’ part. Be proactive in reviewing your potential ACA penalties and download a report on how to manage your risk.

Offering a 401(k) plan is more affordable for small businesses than ever, thanks to new tax credits introduced by the SECURE 2.0 Act. See the potential savings your small business might be missing out on.

Contributing to your workplace 401(k) is one of the best investment decisions you can make. You’ll be taking advantage of dollar-cost averaging, tax-deferred growth, and a possible company match. See what happens when you increase your contributions.

Compare retirement savings over time between a Roth IRA (individual retirement account in which withdrawals in retirement are generally tax-free) and a traditional IRA (in which withdrawals in retirement are generally taxable).

Learn how long your retirement savings will last, based on your savings and inflation-adjusted withdrawals.

How much should you save toward your retirement nest-egg every month? Use this calculator to determine how much to save every month to reach your retirement nest-egg goals.

How much can you expect in monthly income when you retire? Use this calculator to estimate the income you'll have every month during retirement based on your contributions, rate of return and inflation.

Download this questionnaire which helps to determine your investor profile. Questions about lifestyle, personality, risk tolerance, when you want to retire, and other financial considerations are helpful in charting a plan and making decisions.