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    • Payroll Savings Integration Calculator
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401K / Retirement Calculators and Worksheets

Interactive tools for retirement plan sponsors and plan participants. Includes Smart Money® worksheets.

Payroll Savings Integration Calculator
ADP payroll clients benefit from two-way integration of data between your payroll and your retirement plan. A change in one is automatically reflected in the other, without the need for hand processing. This saves time and money.
 
401(k) Contribution Calculator
We all know we should be contributing as much as we possibly can to our 401(k).
There's really no excuse not to. No matter how well you do with your other investments, you're unlikely to beat the 401(k)'s advantages of tax-deferred growth and a company match. The bottom line: Max out.
 
401k Planner
Use our graphical calculator to see how your savings will grow – and how long they'll last after you retire. Want to know if you could retire early? Curious what would happen if inflation took off again? Play with the numbers to find out the answers to your questions. 
 
Asset Allocation Worksheet
Which mix of investments is right for you? Use this worksheet to find out.
The Asset Allocation worksheet is designed to help you see how different asset mixes may be appropriate for investors in different circumstances. Use the sliders to enter the required information, and the One Asset Allocation system will provide a target allocation. 
 
Retirement Worksheets
Deciding how much money you need for retirement is a highly personal calculation.
That's why we've designed this set of five interactive worksheets to let you tailor your estimate to your own circumstances. Be forewarned: These worksheets will take some time to complete. But when you're done, you'll have a dependable estimate.