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Introducing a New Way to Get Paid — TotalPay® Card

Exciting payroll news! You can now offer your employees a new and very convenient way to get their pay — theTotalPay® Card offered by ADP.

Instead of receiving their pay via a paper paycheck, pay is electronically "loaded" each payday onto a PIN and signature based Visa® debit card. Your employees can access their payroll dollars via a global network of participating AutomatedTeller Machines (ATMs), Visa merchants, and banks*.

While TotalPay® Card is good for your employees, it’s also good for your business. With the card, you lower administrative costs and find the time to focus on your core business.

TotalPay® Card is good for your business.

  • Web enrollment means less paperwork for your HR or payroll department to track and file
  • Online access provides employees with answers to frequently asked questions and links to supporting documents
  • No paychecks to sign and distribute
  • Payroll confidentiality is maximized—no pay envelopes that can be lost or misplaced
  • Bank fees are reduced—no more reconciliation fees and tracking lost checks
  • Employees are paid on time, on payday, no matter where they are
  • Paying seasonal and off-site employees is easy
  • Reduced risk of fraud (you are only responsible for internal fraud)
  • No more escheatment worries
  • Productivity increases because there are no paychecks to pick up or deliver
  • It’s direct deposit

TotalPay® Card is good for your employees.

  • No credit approval or bank account is required
  • Immediate access to pay on payday
  • Safer than carrying cash**
  • No check-cashing fees or waiting in long bank lines—withdraw cash from thousands of participating ATMs or Visa member banks*
  • Can be used at the millions of merchant locations worldwide that accept Visa debit cards
  • Pay bills or transfer money to a U.S. bank account*
  • Monthly activity statements are mailed to cardholders
  • Bilingual customer service is available 24/7*
  • Secure access to card information (online or ATM)*
  • Secondary cards available for spouses or trusted family members
  • Load pay from multiple sources to manage money in one place
  • Cash back at banks and Visa merchants

Please complete our form and fax to: 1 (973) 712-7785 or call the ADP/IPC toll-free number at 800-745-6768.



* Nominal fees may apply.
** If an employee’s TotalPay® Card is lost or stolen, they have the security of knowing their funds are protected from unauthorized purchases. Visa’s Zero Liability Policy provides protection from any unauthorized purchases. U.S. issued only. Visa’s Zero Liability Policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by Visa. See the Cardholder Agreement for details.