ADP ACCESS^® and Alliance Partners

For companies who want to start a retirement plan or currently offer a plan with less than $5 million in assets.

Many of our clients draw upon the expertise of a trusted advisor to help them develop an investment platform and manage their retirement program on an ongoing basis. For nearly a decade, ADP has worked in close partnership with advisors to complement their efforts and help them provide retirement plan solutions for their clients.

If you already have an existing relationship with a financial advisor, chances are we have a solution that will meet your company’s retirement plan needs. You can leverage our ADP ACCESS^® 401(k) plan solution or a program with one of our Alliance Partners.

ADP ACCESS Partners
We currently work with more than 170 firms, including such well known names as:

• UBS
• Edward Jones
• LPL Financial
• Raymond James
• Commonwealth Financial Network
• National Retirement Partners (NRP)
• AXA Advisors
• Lincoln Financial Advisors
• Wells Fargo Advisors
• RBC

Plus, we have relationships with the following firms that combine our robust recordkeeping system with their firm’s investment solution:

AIG SunAmerica
Morgan Stanley Smith Barney 
Merrill Lynch
DWS Investments

401(k) Alliance Partner – AIG SunAmerica

Why AIG SunAmerica?

• Polaris 401(k) is a 401(k) plan funded by a group variable annuity form AIG SunAmerica Life Assurance Company, offering the powerful growth and protection opportunities your employees want

About AIG SunAmerica

• Thirteen world-class money managers, including American Funds, Federated Investors, Lord, Abbett & Co., Wellington and Van Kampen

Plan highlights

The Polaris 401(k) Plan – for small and mid-sized businesses

• User-friendly employee education materials
• Choice of 32 investment options, and flexible retirement distribution options
• Informative, on-site enrollment meeting and client group training for plan administrators
• Convenient participant account access via the Internet and toll-free Voice Response System
• Full-service 401(k) recordkeeping provided by ADP, Inc., one of the nation's largest 401(k) recordkeepers
• Highly competitive fee structure

401(k) Alliance Partner - Merrill Lynch

Why Merrill Lynch? 

• MLConnect® is a robust, flexible suite of Merrill Lynch’s financial, investment and advisory services on a platform of ADP’s support services tailor-made for small companies
• Our network of professional Financial Advisors has extensive knowledge about retirement plans and proven expertise in creating financial strategies
• Our client relationships are among our greatest competitive assets, and we deepen and enrich these relationships through disciplined growth, innovation and seamless execution

Facts about Merrill Lynch¹

• More than 6 million individuals and 35,000 businesses have trusted The Retirement Group at Merrill Lynch with more than $400 billion in retirement account assets¹
• Approximately 15,000 Financial Advisors located around the world² 

Plan highlights

ADP 401(k) Program – An Alliance with Merrill Lynch – for small and mid-sized businesses 

• Comprehensive employee enrollment and education programs and resources that encourage participation, investment diversification and increased contribution amounts
• Choice from over 70 mutual funds designed to meet the needs of every investor, with additional investment options offered through several prestigious fund families
• Plan support, training, recordkeeping, technology-enabled client service and savings tools through ADP
• Seamless integration between ADP payroll and ADP recordkeeping systems may save you time and money
  

¹ Data as of March 31, 2008.
² Data as of December 31, 2007

For more complete information on the investment options, including their management fees and other charges and expenses, please consult the prospectus and other comparable documents. The prospectuses and other available information can be obtained by calling your Merrill Lynch representative. These documents should be read carefully before investing.

Merrill Lynch, Pierce, Fenner & Smith Incorporated is a member of FINRA and is not associated with ADP. Member Securities Investor Protection Corporation (SIPC).

401(k) Alliance Partner - Morgan Stanley Smith Barney 

Why Morgan Stanley Smith Barney?

Morgan Stanley is a global financial services leader recognized for its ability to help clients build and manage retirement solutions for their employees.

Our expertise ranges from investment banking and wealth management to research and retirement planning.
From employee education and asset management to plan maintenance, we can partner with you to ensure that your retirement program is consistent with your company’s objectives.

Facts about Morgan Stanley Smith Barney*

• Manages $1.7 trillion in client assets worldwide
• Employs approximately 17,600 investment professionals globally
• Maintains more than 800  global retail locations

Plan highlights

• Morgan Stanley Smith Barney Select, Plus and Premier Programs – for small and mid-sized businesses 
• Compelling participant education – pre-enrollment, enrollment and on-going education
• Choice of over 200 highly rated mutual funds with no sales charges 
• Daily valuation, accurate and timely reporting, and full-service transaction processing provided by ADP, a proven leader in plan recordkeeping
• Institutional trusteeship through State Street Bank and Trust Company lowers your fiduciary responsibility as a plan sponsor
  

* Morgan Stanley Smith Barney data as of June 30, 2011.

Interested in learning more? Contact us or call 1.800.432.4015.