Retirement Planning & Saving

Many workers do not take full advantage of, or effectively manage, the benefits offered by their employer. For more than 20 years, Section 401(k) of the Internal Revenue Code has authorized employers to create tax-deferred savings plans for their employees to help supplement Social Security. Remember, it's your responsibility to pay attention to how your funds are distributed...and to see if your investment is performing to its fullest potential.
Also, check to see if your employer matches a percentage of your 401(k), 457 (for state & local government) or 403(b) (for non-profit organizations) contributions.
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